I have been asked quite a bit lately about paying Maricopa County property taxes. If you have a mortgage, the mortgage company generally will include your taxes in your monthly payment and make the payment for you. If you own your property in Maricopa County free and clear (no mortgage) then the burden lies upon you. This is a new obligation for out of state property owners that may not be used to this. The process has become very streamlined with the Treasurer’s website and gives the property owner several different payment options, which we will review. First off, let’s take a look at how and when these payments should be made.
Yearly Maricopa County property tax statements are issued on a calendar year basis and are printed and mailed in September of that year. This means that you should have received them in the mail, if you did not receive your tax statement check with the Assessor’s website. Make sure you double check the parcel number and property description to avoid paying for the wrong property. The September statement will include two payment stubs, so don’t throw the additional paperwork out.
Your Maricopa County property tax can be paid in full or in two installments:
1) The due date for the first half tax is October 1. The first half installment becomes delinquent after 5:00 p.m. on November 1. If Nov 1 falls on a Saturday, Sunday, or legal holiday, the time of the delinquency is 5:00 pm on the next business day.
2) The second half tax is due March 1 of the following year and becomes delinquent after 5:00 p.m. on May 1. If May 1 falls on a Saturday, Sunday, or legal holiday, the time of the delinquency is 5:00 pm on the next business day.
3) Current taxes may be paid in full by December 31 without first half interest if the amount due is over $100.
4) If the amount due is $100 or less, you must pay the full amount by November 1st.
Maricopa County now offers several different payment options for property taxes:
1) e-Check via Bill Pay
The Treasurer's Office will accept e-Check payments from your on-line bill pay service provided by your financial institution. e-Check payments will be accepted for current taxes only. Please allow 5-7 business days for the payment to post to the Treasurer's database. Please make payments with the following payee information:
Payee: Maricopa County Treasurer
Address: PO Box 52133
Phoenix, AZ 85072-2133
Account: Your Parcel Number (Examples: 123-45-678-1 or 123-45-678A-1)
Phone: (602) 506-8511
2) e-Check via the Website
The Treasurer accepts e-Check payments through this Web site with no service fee charged to you. You may make payments up to $525,000. Please allow 3-5 business days for the payment to post to the Treasurer's database. To begin payment, enter your parcel number, or watch the video: How to pay by e-Check.
3) Credit card
For your convenience, the Treasurer's Office accepts automated credit card payments via Official Payments Corp. Please allow 3-5 business days for the payment to post to the Treasurer's database. This vendor will charge a fee of 2.35% of your tax payment on payments of more than $42.55. A flat service fee of $1 is charged on tax payments of $42.55 or less. The Maricopa County Treasurer's Office does not receive any portion of this convenience fee.
4) Mail your payment
You may send your check or money order using the envelope and remittance document you received in the mail. Or you may print your tax statement on-line by entering your parcel number in the yellow box to the left. Please allow 3-5 business days for the payment to post to the Treasurer's database. Please note payments mailed close to the first and second half due dates could take longer to post. Mail your payment to:
Maricopa County Treasurer
PO Box 52133
Phoenix, AZ 85072-2133
(Mailed payments must be postmarked on or before the due date. It is recommended that payments mailed close to the due date are walked into the post office.)
5) Pay in person
You may bring your payment to the Treasurer's Office in downtown Phoenix.
Office hours are 8am - 5pm Monday - Friday, except Federal Holidays
6) Branch Payment
You may make your property tax payment at any Arizona Chase branch. Payments will only be accepted when accompanied with a 2012 Treasurer's payment coupon or 2012 tax stub from our internet site. Please include your Parcel Number on your check. A receipt for your payment will be provided at the branch. Please allow 1-2 business days for your payment to post.
7) Bulk payments
Maricopa County offers a simple, FREE solution to Mortgage Companies, Tax Servicing Companies, Developers and other multi-parcel payers. Our Corporate Services System is designed for easy electronic transmissions.
CSS is a free on-line service provided by the Treasurer's office to facilitate the rapid and error-free collection of property taxes on multiple parcels.
One last question that I hear often is "Why am I being charged for a full year's taxes when I just bought my property, didn't I pay those when I bought the home?"
In a typical real estate transaction taxes are prorated, and the buyer is given credit for the seller's portion. Take a look at your HUD-1 settlement statement (provided by the title company) to confirm this. Double check with the Maricopa County Assessor’s Office that they have the correct mailing address for you.
As you can see, Maricopa County is making the process easier for paying taxes. Below is a helpful step by step video, please let me know if you have any further questions that I can answer.
Associate Broker, West USA Realty